bob shrum, thank you. bob shrum, you are always articulate. we'll be right back. mean, homeowners insurance doesn't cover floods? [ heart rate increases ] man: a few inches of water caused all this? [ heart rate increases ] woman #2: but i don't even live near the water. what you don't know about flood insurance may shock you -- including the fact that a preferred risk policy starts as low as $129 a year. for an agent, call the number that appears on your screen. >>> let me end up tonight on this thing about the nobodies having re-elected president obama. i'm talking about the way the other side looks at it, the people wonder about the emergence of the so-called underclass, people being pulled out of their apartments to vote last month. the people who voted for john f. kennedy back in '60 were the same collection of nobodies, the less well off, the people without a lot of sway in business or in power generally. no, they just happened to be the people who have a right to vote and used it. and this is more than disturbing to the people who are calling the shots. it'